DDS Financing Your Dental Education

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Financing Your Dental Education

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Student Financial Services Office

The UCSF Student Financial Services Office offers comprehensive resources to help students understand and manage the cost of their education. A majority of dental students primarily fund their education through federal loans. Listed below are some additional programs and resources our dental students use to finance their dental education.

Cost of Attendance

Estimated Cost of Attendance for students starting Fall 2022 (based on 22-23 figures and subject to change). Additional resources can be found on the Student Financial Services Office website.

	D1- 9 month	D2- 12 month	D3 - 12 month	D4 - 12 month
Student Services Fee	$1,152	$1,232	$1,232	$1,232
Tuition	$46,635	$50,535	$50,535	$50,535
Campus Fees*	$256	$256	$256	$256
Student Health & Insurance Fees*	$6,746	$6,802	$6,802	$6,802
Books, Supplies, Loan Fees, Externship Expenses, Disability Insurance*	$1,417	$1,247	$1,247	$3,555
Dental Kit Fees*	$14,096	$9,848	$7,328	$8,468
Estimated Cost of Living (9 months for D1 and 12 months for D2-D4)	$28,080	$37,440	$37,440	$37,440
Total Costs per year- CA resident	$98,382	$107,360	$104,840	$108,288
Non-resident Supplemental Fee	$12,245	$12,245	$12,245	$12,245
Total Costs per year-CA-Non resident	$110,627	$119,605	$117,085	$120,533

School of Dentistry Scholarships

The Office of the Dean awards approximately 10 merit and need-based scholarships each year to admitted students. Award amounts range from $5,000 to $40,000 per year. There is no separate scholarship application; all admitted students are considered for scholarship.

Outside Scholarships

The UCSF Student Financial Services Office has a searchable database of scholarships UCSF students have received over the past few years. Search for dentistry-specific scholarships using this tool.

National Health Service Corp Scholarship Program

This scholarship pays tuition, fees, other educational costs, and provides a monthly stipend in return for a commitment to work at an approved outpatient facility in a medically under-served community. NHSC helps scholars find a practice site that's right for them among the hundreds of NHSC-approved sites in medically under-served urban, rural, and frontier communities across the U.S. Students can apply for this scholarship before starting dental school, or during their dental education. The program requires a 1-year service commitment per scholarship year or partial scholarship year; 2-year minimum and 4-year maximum.
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Armed Services Health Professional Scholarship Program

The Army, Navy, and Air Force offer a full-funded education, living stipend, and additional benefits to qualifying students in exchange for servicing as an active duty dental officer for each year of participation, with a minimum service obligation of 3 to 4 years. To learn more about the HPSP or begin the application process, contact one of the local recruiters.
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Work-Study Positions

UCSF work-study offers flexible work positions allowing students to earn additional income while in school. View current available work-study positions.

Housing Subsidies

Living in San Francisco is expensive, but UCSF is committed to reducing housing costs for students. Students can apply to live in UCSF campus housing for up to two years during their education. Learn more about UCSF Housing.

Students living in non-UCSF campus housing are eligible to apply for the Cost of Living Supplement, a $2,500 grant awarded annually to help off-set the cost of rent in San Francisco. Student apply in the fall term each year.

Loan Forgiveness Options

Multiple loan forgiveness options are available for students, especially for those willing to work in medically under-served regions. Visit the UCSF Financial Aid Tools Debt Management to learn more about the programs.

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